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Find the Best Extended Car Warranty Companies in Madison, WI

With increasing traffic on the Beltline and harsh winters, Madison can put a lot of wear and tear on vehicles. Having an extended auto warranty can save you money when your car breaks down. Madison.com has partnered with ConsumerAffairs to create this guide by comparing plan selection, local popularity and regional availability for 38 businesses and choosing eight favorites from the top extended auto warranty companies in Madison.

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What does an extended car warranty cover in Madison?

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While car insurance covers damage or loss due to collision, theft or vandalism, an extended auto warranty covers mechanical breakdown of major systems like your engine and transmission. Extended auto warranties, also called vehicle service contracts, cover vehicles with expired manufacturer warranties.

Coverage varies between providers and among various plans from each provider. Extended auto warranties typically come with several choices for level of service, starting with basic coverage similar to a powertrain warranty. Exclusionary plans offer the most coverage, closely resembling the manufacturer warranty that comes with a new vehicle.

Basic extended auto warranty plans typically cover:

  • Drive axle
  • Engine
  • Transfer case
  • Transmission

Midlevel extended auto warranty plans cover everything in a basic plan, plus:

  • Air conditioning
  • Brakes
  • Electrical components
  • Fuel systems
  • Steering

Premium extended auto warranty plans cover everything in a midlevel plan, plus:

  • Cooling system
  • Gaskets
  • GPS system
  • Instrument cluster
  • Suspension

How much do extended car warranties cost in Madison?

Most extended auto warranties in Madison cost from $350 to $700 per year. The cost of an extended auto warranty depends on the make and model of your car, its age and mileage, the type of coverage you choose, your driving habits and the deductible. The deductible on a vehicle service contract in Madison is usually $100 or less.

Extended auto warranty companies in Madison offer free quotes. Request prices from multiple companies, taking into account the coverage differences of each provider and the various levels of plans.

Madison extended auto warranty FAQ

Are extended auto warranties worth it for Madison drivers?

Many drivers buy an extended auto warranty for financial security, so they won’t have to pay a large amount out of pocket for an expensive car repair. An extended auto warranty could pay for itself in just one or two costly repairs. Or, you might not ever use it. If you do decide to purchase a vehicle service contract, choose a reputable company and be sure you understand the details of your coverage.

How do I use my car warranty?

First, take your vehicle to a dealership or mechanic that works with your company’s plan. Many extended auto warranties let you choose any car dealership or certified mechanic in Madison for repairs. Let the repair shop know about your warranty, and it can communicate with your provider directly to file the claim on your behalf. You can also contact the extended auto warranty company yourself. Most companies pay the repairer directly; all you owe is the deductible.

What would void a car warranty?

Many things may void an extended auto warranty, including making certain aftermarket modifications, using the car for racing or neglecting regular maintenance. Check the terms of your contract for more information.

Can you buy a warranty for a used car?

Yes, you can buy a warranty for a used car. Vehicle service contracts are especially helpful for used cars that are past the original manufacturer warranty.

What is an extended service contract for vehicles?

An extended vehicle service contract is another term for an extended auto warranty. These plans cover certain vehicle repairs after breakdowns due to wear and tear. In general, an extended service contract covers a vehicle for two to seven years or up to a certain number of miles.

Madison extended car warranty company information

Endurance Auto Warranty

Endurance Auto Warranty includes Endurance Elite Membership with all plans, covering key fob replacement, 24/7 roadside service, identity theft protection and tire replacement. Five levels of service are available, including a plan for high-mileage vehicles. The company provides coverage for cars up to 20 years old and with 200,000 miles. Customers can enjoy online account management. Endurance Auto Warranty always includes 30-day money-back guarantee.

Endurance Auto Warranty Learn More

CARCHEX

CARCHEX offers a wide selection of plans, from basic to exclusionary coverage for new and used cars, with terms up to 10 years. The basic plan covers your engine, transmission and drive axle. Upgrade to a midlevel plan to cover fuel delivery system and electrical and air conditioning components. Contracts come with towing, rental car assistance, roadside service, lockout service, fuel delivery, trip interruption service and battery jump. A free SiriusXM trial is available when you sign up. CARCHEX warranties include a 30-day money-back guarantee.

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CarShield

CarShield has five levels of coverage for cars and also offers a plan for motorcycles and ATVs. The company has a special package to cover only electrical and computer-related problems, including GPS. Customize a plan to fit your needs. Courtesy towing, rental car coverage and 24/7 roadside assistance are included. The company offers flexible payment options and low- or no-deductible plans, with claims paid directly to the repair facility. CarShield plans come with a 30-day money-back guarantee.

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Protect My Car

Protect My Car offers three levels of extended auto warranty coverage. The Driveline contract covers vehicles with up to 150,000 miles. There is a $100 deductible on all plans. All contracts come with roadside assistance, rental car, oil changes and tire rotations. The company also has a policy for routine maintenance and repair discounts called the Ambassador Policy. All plans cover air conditioning. Student and military discounts are available. Protect My Car plans include a 30-day money-back guarantee and flexible payment options.

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Zurich Vehicle Service Contract

Zurich provides vehicle service contracts for cars, trucks, motorcycles and powersports vehicles. The company’s plans come with 24/7 roadside service, rental car coverage and trip interruption coverage. High-end plans include coverage for suspension, steering, electrical and brake systems and cooling systems. Zurich allows any plans to be transferred to a new owner.

Zurich Vehicle Service Contract

AUL Corp.

AUL Corp. offers plans with coverage from basic powertrain to exclusionary. The exclusionary plan has a $100 deductible and includes battery coverage for hybrid and electric vehicles. Essential powertrain coverage covers four-wheel drive and all-wheel drive systems and comes with towing, flat tire change, fuel delivery, lockout assistance, rental car coerage and battery jump service. AUL Corp. works with customers to craft a custom plan if its existing plans aren't satisfactory.

AUL Corp.

Dane County Credit Union

Dane County Credit Union offers extended warranty plans with $0 deductible options for cars with up to 85,000 miles and up to six years old. Plans come with tire protection, 24-hour roadside assistance and rental car coverage. You can add the contract to your credit union car loan or purchase a la carte. Dane County Credit Union has four locations in Madison, including one at 2160 Rimrock Road, Madison, WI 53713.

Dane County Credit Union

Zimbrick European

Zimbrick European offers one- or two-year extended coverage with no mileage limit. Advanced electronics, steering, suspension, brakes (not discs or pads), electrical systems, climate control, central locks, convertible tops and power windows are covered, along with engine, transmission, rear axle and powertrain. Plans include towing and trip interruption reimbursement. Repairs are covered when they are performed by authorized Mercedes-Benz dealers. Zimbrick European is located at 2300 Rimrock Road, Madison, WI 53713.

Zimbrick European